Flex Car Finance. With no advance payment and no prepayment charges…
With no advance payment and no prepayment charges, our Flex car finance was designed to help you to get the motor automobile you would like with financing options that work for your needs.
What’s The Flex Car Loan?
Our Flex car loan is much like a rent, except you actually possess the automobile. At the conclusion of one’s funding term, it is possible to wthhold the automobile by having to pay the balance that is remaining fund the total amount during the current utilized prices. Or perhaps you can merely get back the vehicle. 1
How can the Flex Loan Program work?
The Flex Loan Program is present for brand new and utilized cars (up to five model years of age). Funding options can be found from 24 to 72 months, offering re payments as much as 40per cent less than old-fashioned funding. Here is a good example:
|Mainstream Loan||Flex Loan|
|Loan Term||3 years||3 years|
|fully guaranteed Future Value (GFV)||n/a||$16,500|
*Payments 1-35 are $464.80 with a payment that is 36th of16,500 (GFV). 45 times to payment that is first. Predicated on a 3.99per cent apr. Disclaimer: (1) Rates shown are for illustrative purposes just and might differ as a result of credit that is individual and/or loan term. (2) re re Payments shown can vary greatly through the payment that is final by credit union loan agent.
At any time through your loan term you are able to:
- Offer the vehicle, pay the loan stability (including recurring value) and keep any huge difference.
- Utilize the car being a trade-in, and also the loan stability (including recurring value) is compensated included in the transaction.
- Keep carefully the car and refinance the loan stability (including residual value) being an utilized vehicle loan.
At loan readiness, you’ve got the option to get back the vehicle and walk out of the value that is residual.
Why should we get a Flex Loan?
Because of the Flex car loan, you love:
- No advance payment with no prepayment charges
- Reduced monthly obligations than main-stream loans
- Ownership advantages and funding options considering that the car is en en titled in your title
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1 cars are going to be came back to a merchant chosen by Cinfed. Disclaimer: (1) Rates shown are for illustrative purposes just and may even differ because of credit that is individual and/or loan term. (2) re Payments shown can vary greatly through the payment that is final by credit union loan agent.
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